Terms of Use

1. Nature of the Project

The “Financial Psychology in 2026” webinar series is a free educational initiative organized by HED LIMITED. The project is designed exclusively to explore and discuss psychological research related to financial perceptions, beliefs about money, and personal financial comfort zones. The project has no commercial purpose and does not promote any financial products, services, brands, investment strategies, trading systems, coaching programs, or paid educational materials.

2. Acceptance of Terms

By accessing this website and registering for the webinar series, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website or register for the webinar series.

3. No Guarantees

The educational materials and discussions provided through this webinar series and website are offered on an “as is” basis. No guarantees are provided regarding:

• Income growth or increase in earnings
• Financial success or improved financial outcomes
• Changes in confidence or self-perception
• Personal financial results of any kind

The webinar content is intended solely for educational exploration and personal reflection. Individual outcomes depend on many factors beyond the scope of this educational series.

4. Content Disclaimer

The materials presented on the website and during the webinar sessions do not constitute:

All content is based on publicly available academic research and is presented for informational and educational purposes only. The information provided should not be used as a substitute for professional financial, psychological, or medical advice.

5. Participant Responsibility

Participants are fully responsible for their own interpretations and actions based on the information provided during the webinar series and on this website. Any decisions made as a result of attending the webinar or reading the website content are made at the participant’s own discretion and risk. HED LIMITED accepts no liability for any actions taken or not taken based on the educational content provided.

6. Intellectual Property

All content on this website, including text, graphics, design elements, and organizational materials, is the property of HED LIMITED or is used with appropriate permissions. You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission from HED LIMITED.

7. Acceptable Use

By using this website, you agree not to:

• Use the website for any unlawful purpose
• Attempt to interfere with the proper functioning of the website
• Provide false information during registration
• Reproduce or redistribute webinar recordings without permission

8. Limitation of Liability

To the fullest extent permitted by applicable law, HED LIMITED shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or participation in the webinar series. This includes, without limitation, damages for loss of profits, goodwill, data, or other intangible losses.

9. References to Research

The webinar content may reference academic research, published studies, and the work of researchers in the fields of behavioral finance and money psychology. These references are made for educational purposes only. HED LIMITED is not affiliated with or endorsed by any researchers, academic institutions, or publications mentioned during the webinar series.

10. Modifications to Terms

HED LIMITED reserves the right to modify these Terms of Use at any time. Changes will be effective upon posting on this page with an updated revision date. Your continued use of the website after changes have been posted constitutes your acceptance of the revised terms.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact

If you have any questions about these Terms of Use, please contact us: